IMPORTANT RISK DISCLOSURE AND USER ACKNOWLEDGMENT

By accessing, browsing, using, or interacting with the Palcoin Ventures website, the PALCOIN token, any associated applications, services, documents, whitepapers, investment materials, or related communications (collectively, the “Platform”), you acknowledge and agree to the following:

1. Acceptance of Terms

I confirm that I have read, understood, and accepted:

I understand that continued use of the Platform constitutes my agreement to be bound by these documents.

2. No Investment Advice

Palcoin Ventures, its affiliates, subsidiaries, directors, officers, board members, employees, contractors, advisors, agents, representatives, and service providers do not provide investment, legal, tax, accounting, financial, or regulatory advice.

Nothing contained on the Platform constitutes an offer to sell securities, investment advice, a recommendation, or a solicitation to purchase any financial instrument.

Any information provided is for informational purposes only and should not be relied upon as a basis for making investment decisions.

3. Do Your Own Research

I acknowledge that I am solely responsible for conducting my own independent research, due diligence, and assessment before purchasing, holding, selling, or otherwise dealing with PALCOIN tokens.

I understand that I should consult my own professional legal, financial, tax, and investment advisors before making any investment decision.

Nothing contained on the Platform constitutes an offer to sell securities, investment advice, a recommendation, or a solicitation to purchase any financial instrument.

Any information provided is for informational purposes only and should not be relied upon as a basis for making investment decisions.

4. High-Risk Investment

I acknowledge and understand that digital assets, cryptocurrencies, tokens, blockchain projects, startup investments, and venture capital investments involve substantial risk.

I understand and accept that:

I acknowledge that I am financially capable of bearing the complete loss of my investment.

5. Jurisdiction and Regulatory Compliance

I am solely responsible for determining whether the purchase, ownership, transfer, or use of PALCOIN tokens is legal in my country, state, province, territory, or jurisdiction.

I represent and warrant that:

Palcoin Ventures makes no representation regarding the legality of PALCOIN tokens in any jurisdiction.

6. No Liability

To the fullest extent permitted by applicable law, Palcoin Ventures and its affiliates, subsidiaries, directors, officers, board members, employees, advisors, agents, contractors, service providers, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or other losses, damages, costs, claims, liabilities, or expenses arising from or relating to:

Palcoin Ventures makes no representation regarding the legality of PALCOIN tokens in any jurisdiction.

7. Release and Waiver

To the maximum extent permitted by applicable law, I hereby release and waive any claim, action, demand, proceeding, cause of action, or right of recovery against Palcoin Ventures and its affiliates, subsidiaries, directors, officers, board members, employees, advisors, agents, contractors, and representatives arising out of or relating to my use of the Platform or my purchase, ownership, or disposition of PALCOIN tokens.

8. Indemnification

I agree to indemnify, defend, and hold harmless Palcoin Ventures and its affiliates, subsidiaries, directors, officers, board members, employees, advisors, agents, contractors, and representatives from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising from:

9. Electronic Consent

By selecting “I Accept” and continuing to access the Platform, I confirm that I have read and understood this Risk Disclosure and User Acknowledgment and that I voluntarily accept all associated risks.